Empowering You, Growing Together

At Jirani Smart, we believe that when we support your financial goals, we grow together—fostering economic progress, stability, and prosperity for our clients and communities.

About Us

Empowering You, Growing Together

Founded in 2016, Jirani Smart is a trusted microfinance company committed to providing accessible and flexible financial solutions to individuals and businesses. We understand that financial support is the key to unlocking opportunities, and our goal is to empower our clients by offering tailor-made loan products that meet their unique needs. At Jirani Smart, we believe in financial inclusion, transparency, and customer-centric service. Whether you're a small business owner looking for capital, an individual seeking emergency funds, or a group aiming for financial growth, we are here to support you every step of the way

Our streamlined loan application process, competitive interest rates, and dedicated customer service make us a preferred choice in the microfinance sector. We take pride in fostering financial independence and contributing to economic growth.

Jirani Smart helps customers get loans easily.
We offer quick and flexible loan solutions tailored to individual and business needs.
We are committed to financial inclusion, empowering communities through accessible financing.

Our Core Values

Mission, Vision, and Goals

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Mission

We provide affordable, high quality and non-financial services to the poor in order to increase their income levels and uplift their standards of living.

Vision Icon

Vision

A society where everyone can afford and sustain good living standards while building assets for a better future.

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Our Goals

To make everything possible for you.

12K+

Groups

500K+

Loans

300K+

Members

Why Us!

The Best In Microfinance

Fast Loan Processing
Getting a loan with Jirani smart is simple, secure and rewarding. With flexible loan repayments options, competitive interest rates, and easy access to different products. Start borrowing today!

Safe & Secure
At Jirani Smart, we prioritize the safety of your finances. Our secure systems ensure that all your transactions are protected at all times. With reliable encryption and strict security measures, you can borrow with confidence, knowing your money is in safe hands. Your financial security is our top priority!
Affordable Plans
At Jirani Smart, we offer flexible and budget-friendly loan plans tailored to meet your financial needs. Whether you're looking for personal, business, or emergency loans, our affordable repayment options ensure convenience and financial stability. Enjoy low interest rates, flexible terms, and easy approval—because your financial growth matters!
Secure Storage
At Jirani Smart, we prioritize the safety and security of your financial data and transactions. Our advanced encryption and security measures ensure that your information is protected from unauthorized access, giving you peace of mind. With reliable data backup and secure systems, you can trust us to keep your details safe at all times. Your security is our priority!
Protected By Insurance
At Jirani Smart, your financial security is our top priority. Our loans are protected by insurance, ensuring safety and peace of mind in case of unexpected events. With our reliable coverage, you can borrow confidently, knowing that your finances are safeguarded. Your trust, our commitment!
24/7 Support
At Jirani Smart, we are always here for you! Our dedicated support team is available 24/7 to assist with any inquiries, technical issues, or financial guidance. Whether you need help with loans or account management, we ensure quick and reliable assistance anytime, anywhere. Your convenience is our priority!

Products

Empowering You, Growing Together

Jirani Jumbo Loan
Jirani Jumbo Loan

For all normal products above KES. 100,000.
Loan term: 12-24 months.No grace period.

Boresha Maisha Loan
Boresha Maisha Loan

For all normal products.
Loan term:
1 to 9 months.
No grace period.

Uwezo ABF Loan
Uwezo ABF Loan

For all normal products above KES. 20,000.
Loan term: 1 to 9 months.
No grace period.

Jirani Mauzo Pap (JMP)
Jirani Mauzo Pap (JMP)

Cash sale, paid instantly or within one month.No grace period.

Supa Boresha Loan
Supa Boresha Loan

For all small products.
Repayment: Within 2 months or less.
No grace period.

Staff Loan
Staff Loan

For all normal products of any amount.
Exclusive to staff members.
No grace period.

Branches

We Translate Your Dream Into Reality

Kanyangi Branch Kitui Branch Kyuso Branch Mutomo Branch Mwingi Branch Zombe Branch
Chuka Branch Embu Branch Gatunga Branch Ishiara Branch Maua Branch Meru Branch
Bisil Branch Emali Branch Kambu Branch Kibwezi Branch Kilungu Branch Loitoktok Branch Mbooni Branch Mbumbuni Branch Mbooni Branch Wote Branch
Kinango Branch Kombani Branch Lungalunga Branch Msambweni Branch Samburu Branch
Bamba Branch Kaloleni Branch Kilifi Branch Malindi Branch Marafa Branch Hola Branch Minjila Branch Mpeketoni Branch
Mbale Branch Mwatate Branch Rukanga Branch Taveta Branch Werugha Branch
Bondo Branch Bumala Branch Kapenguria Branch Kaptumo Branch Vihiga Branch
Moi's Bridge Branch Webuye Branch Turbo Branch Kakamega Branch Kapenguria Branch Kimaeti Branch
Bomet Branch Kehancha Branch Keroka Branch Kilgoris Branch Londiani Branch Narok Branch Sotik Branch Sosiot Branch Mau Narok Branch Tindiret Branch
Iten Branch Lessos Branch Eldama Ravine Branch Mogotio Branch Kabarnet Branch Marigat Branch Moiben Branch Kapsowar Branch
Rumuruti Branch Miharati Branch Kinamba Branch Njabini Branch Ol kalou Branch Nyahururu Branch
kivaa Branch wamunyu Branch Kiatineni Branch matuu Branch Machakos Branch Kangundo Branch

Loan Application Process

How to apply for loans

01

Apply for Loan

Register at any of our branches countrywide based on your residence location.

02

Opening Accounts

Open a Loan Security Fund account. The more you deposit the higher your loan limit.

03

Loan Application

Apply for the required loan. Compliance checks will verify your eligibility.

04

Disbursement

Once approved, your loan is disbursed, and your product is delivered to your doorstep.